The base stipends currently vary from $41,600 to $46,102 depending on area and funding source. Stipend levels are contingent on annual budgetary approval, but are typically stable. Health insurance is available for all non-VA positions free of charge. The VA Residents can purchase health insurance at a subsidized cost. Professional liability coverage is encouraged but at the Resident's expense. Residents receive 15 days of sick leave and annual leave and 5 days of academic leave. Additionally, any conference time added to the Resident Training Plan by September 30th of each year does not count against annual or academic leave.