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Resident Benefits

Benefits 1

                   Benefits 2

  OU GME Health Insurance Benefits

The University of Oklahoma offers a flexible benefits plan authorized by Section 125 (Cafeteria Plan) of the Internal Revenue Code. Each month, eligible employees receive an allowance of benefits credits. These credits represent the portion the University pays to provide benefit-eligible employees with the following core insurance benefits:

  • Medical Insurance (Employee and eligible dependents)
  • Basic Dental Plan
  • Life Insurance (1.5 times annual base pay) 
  • Accidental Death and Dismemberment (AD&D)
  • Insurance ($20,000 policy)

Long Term Disability Insurance – Provided by the College of Medicine to all residents. The benefits are paid at 60% of monthly salary. Benefits start after you have been totally or partially disabled for 90 consecutive days.

Employees are required to participate in the medical insurance plan unless they can show proof of coverage. If proof is provided, full-time employees receive a $50 per month opt-out credit. In addition to the University provided core insurance benefits, employees and their dependents have the option to participate in other benefits available at the employee's cost. These include:

  • Dependent Dental, Life, and AD&D Insurance
  • Supplemental Employee, Life and AD&D Insurance
  • Employee and Dependent Vision Insurance
  • Short and Long-Term Disability (employee only)
  • Employee and Spouse Long-Term Care
  • Flexible Spending Accounts 

  A compensation based contribution system is in place for medical insurance which provides benefits for residents and eligible dependents. Medical insurance coverage begins commensurate with the date resident begins term of appointment. Employees may pay for medical, dental, life insurance, AD&D, and vision with pre-tax dollars. A full description of benefits is available at: http://hr.ou.edu/benefits.

Professional Liability Insurance 

The University provides professional liability insurance for residents applicable only to duties and assignments within the scope of the residency training program. Coverage amount is $100,000/$300,000, the amount of the resident statutory cap in the State of Oklahoma.